Walifika has arrived. Cover your moves, now.

Pay-as-you-Go Insurance
Explore our Pay-as-you-Go and traditional full-time cover solutions.
With Walifika, you control your spend, take charge of your insurance finances, and stay protected when it counts - on your own terms.
Explore our cover
Funeral cover
What is it? Funeral cover provides a cash payout to your loved ones when you pass away, helping them manage funeral and related costs with dignity and less financial stress. Who is covered? The main life is the primary person insured - when they pass away, the specified beneficiaries receive the payout. If you’ve added other lives to your policy - such as spouses, children, or extended family - the payout is triggered if any of those covered lives pass away, with the payout made to you as the policyholder, to help cover their funeral expenses. How do I get started? Download the Walifika app and explore our Walifika products. Or find out more below!
Our Walifika products have you covered
Walifika Go!
Pay-as-you-Go (no fixed-fees)
Funeral cover for you that begins when you start a trip
  • R30 000 cover
  • Manual or Auto-trip start
  • Billed per kilometer - no monthly fees
  • Covers the main life (that’s you)
FromR0.075 per km
Linar logo
Underwritten by Linar Insurance
+ Walifika Lite
  • All the benefits of Lite
  • Boosts Walifika Go funeral cover to R40 000
Walifika Lite
Traditional fixed-fee insurance plan
Flexible, affordable funeral cover for you and your family!
  • Choose cover amounts from R10 000 to R50 000
  • Cover for yourself
  • Up to 2 spouses
  • Up to 6 children
  • Up to 8 extended family members
From R33.85 pm
Linar logo
Underwritten by Linar Insurance
Get started! Download the app now.
Our growing feature list
Auto Cover / not
Cover that activates automatically when you start moving - no switches or check-ins needed. Manual activation also available.
Pay-As-You-Go Pricing
Only pay for insurance while you’re moving. When you stop, so do your payments. Only available for Walifika Go! products.
Your wallet, your rules
Load your wallet with funds upfront, like airtime or data. Only spend what you’ve loaded - no surprise bank deductions.
Transparent pricing
See exactly what you’re paying per kilometer - no hidden fees, ever. We’re here to assist you for-real, our job is to keep prices low.
Local underwriters
Your cover is backed by trusted local insurers, ensuring compliance with regional regulations.
Smart alerts!
Always covered when it matters. Get alerts when your cover activates, when your wallet is low, or when cover ends.
And soon, we’ll be going even further
Split the cost ride-sharing fees
Split the cost with fellow Walifika commuters - whether you’re on a bus, taxi or taking a roadtrip we’ll split the fees.
Cross-border cover - trusted local insurers
Seamless cover is coming for trips across borders - stay protected when travelling beyond South Africa.
First up SA, Southern Africa and up!
We’re on a mission to re-invent African insurance. Accessible, fair, real-assist cover paid for on your terms.
Get started! Download the app now.